Retirement Planning

Decide today, where you'd like to be tomorrow.
No two people are alike. But there are certain things we all have in common - and one of those is that, at some point, we will want to - or have to - change the way we live and the way we earn our living.

Gone are the days when you can simply retire and do nothing, with all the years after 55... 60... 65 to provide money for. Some people choose to travel... some embark on new business ventures, others simply try to maintain a comfortable lifestyle as the time rolls by.

However we choose to spend it, the answer to a comfortable retirement is money.
And having money then, means saving now.
Every one of us needs to have a plan.

And the time to start putting that plan into action is now.

Everyone dreams of early retirement. The idea of no longer having to work at an early age is very attractive to some people and they dream and wish all day long about the day that they can afford to say, "Take this job and shove it!"

Unfortunately, for many people, early retirement is a dream that will never be realised.
It is not because they are in a job that won't allow early retirement or because they love their work so much that they can't bear to leave it.

It is simply because they spent their time dreaming about early retirement rather than planning for it!

Do you know; Around 94% of South Africans DO NOT enjoy a financially carefree retirement. You need around 70% of your final salary as a MINIMUM income. You need a lump sum of around 10 TIMES your highest annual salary at retirement. After 40 years with the same company, you could retire on 60% of your final salary - a 40% DROP IN INCOME! INFLATION in retirement is your greatest threat. You could live more than 30 years in retirement, with NO SALARY! Will you have enough money to live until the age of 90?

Managing money during retirement is very different to managing money before retirement.

If you would like an indication of how much you should be saving for your Retirement, please complete the Write to Me request form and post it to me. I will reply with some values for you - NO OBLIGATION!

Retirement is going to happen to you!
You know that one day you will retire, yet so many people start
thinking about saving for retirement far too late.
To enjoy a comfortable retirement, you should have more that
10 times your highest annual salary at retirement.
A large sum of money indeed! So, you cannot afford to wait!

To help your chances of getting this money, you need to start saving TODAY.
Of course it's a long-term saving. But, it is an investment you cannot afford to loose.
So, you need a balanced portfolio - some security and some risk.

Remember, if you do not save for your retirement, no one else will do it for you.

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FREE REPORT!

Still not sure how to save for your retirement?

For a limited period I will send you the FREE REPORT,
Why You Need to Start Your Retirement Plan TODAY!

No Obligations!

This unique report will;

• Show you how much you should save for a comfortable retirement.
• Help you to start on your Retirement Plan.
• Help you decide which investments to buy.
• Show you how to save tax on your savings.
• Explain the types of investments you should consider.
• And much more...

Why would I give you this report for free?

I have been in the insurance business for over 15 years and have yet to see a retiree who has enough money! Only you can take care of your retirement and by planning today, you can afford a comfortable retirement. I have seen the huge difference that a retirement plan has made to the lives of many retirees.

Yes, I would like to receive your unique, limited offer report on Why You Need to Start Your Retirement Plan TODAY! Your email address: Please send me your informative newsletter on personal finance matters.Yes

Nothing beats personal contact!

Please phone me to discuss your concern.

083 377 88 93

Don't leave your concern here. Call me for advice - no obligation!

Especially if you are interested in Retirement Planning.