Buying Life Insurance Online

IS IT SAFE?

This is the first question most of us want answered. And the answer is YES!

The majority of life insurance in the world is bought online. Why? Well …

You are in control! You get an idea of what it will cost you - no pressure from a salesman! You decide what you need, you ask the questions and you have time to make the best decision. You are under NO OBLIGATION at all. No costs - no having to sign anything until you decide to buy. You can use calculators to help you decide on how much cover you should buy. The answers to your questions and your quotes are in writing. So there can be no doubt as to what you have been told - it's in writing! You can ask as many questions as you like and not feel like a fool. After all you can't see the adviser anyway. Your answers should be almost instant - no long delays that leave you feeling suspicious.

You do need to be sensible though!

Make sure that;

• You seriously consider how much cover is right for you. Ask questions of your adviser.
• Use the calculators.
• You know how the adviser is being paid. Is there a fee you need to pay him or her?
  The most simple way to pay for the service is by commission being paid to the adviser by the insurance company.
• Answer any questions correctly. You don't want a quote based on the wrong information!
• Never, never pay anyone but the company you are insuring with. Only pay the insurance company. There is no need for a broker to be paid (unless you are paying a fee for advice).
• You are contracting with the insurance company. Anyone else, like an adviser, is merely assisting you. So make sure your policy document, your debit order and everything else reflects the insurance company details ONLY.

WHY USE PETER J PYBURN?
In a nutshell - have you tried to get effective, personal and caring service from a call center?
I am NOT a call center - phone me and you speak to me directly!
Almost always with no wait! So you decide.

And I'll bet my rate is better than any other quote! Try me!

Buying online through my office is the easiest and most uncomplicated way to ensure you protect yourself and you loved ones. Together we can easily determine the cover you need to ensure your financial safety in case you are disabled, or the financial safety of those your love. Once you are happy with your quote, I will send you the actual Insurance Company application. You will always have the official, recognised forms from the actual company - nothing from my business. I am merely assisting you contract with your chosen insurance company. I will hold your hand through the entire process, from applying to getting your policy document. AND I will be there in the future to help you with any concerns you may have - no matter how small they are. Believe me using call centers is not easy! I deal ONLY with the biggest, most secure insurance companies. My reputation cannot be affected by bad deals! You can phone me, email me or fax me - any time of the day or night. I will almost always reply to you the next day. I am accredited with a number of professional organisations, so you have backup should you need it.

THE PROCESS

See How Much will it cost?

Then, advise me of the amount of life, disability and dread disease cover you want.
OR, use the calculator to help you decide.

I'll generate quotes with a number of companies and send them to you.

Once you agree to a quote, I will send you the application.

Complete and sign it; fax it back to me.

I will then submit it to the insurance company you choose and advise you of their underwriting requirements.

Once the requirements are met and you are accepted, the insurance company will send you the documents.

I remain at your service for as long as you want.

So there it is!

It's easy!

You are in control - always!

It's honest and everything is reduced to writing, so you have a copy of what has been said!

You deal directly with the insurance company once we have decided upon one for you.

You have a professional Financial Life Planner on your team to help you on your way!

Please give it a try…
Millions in the world have done it quite successfully.

If you would like an indication of how little Life Insurance cover will cost, please complete the WRITE TO ME REQUEST FORM and post it to me. I will reply with some values for you - NO OBLIGATION!

It is the way of the future!

Life insurance is the only plan that will guarantee a known sum at an unknown time.

Nothing beats personal contact!

Please phone me to discuss your concern.

083 377 88 93

Email:pyburn@peterpyburn.co.za

Don't leave your concern here. Call me for advice - no obligation!

Especially if you are interested in buying Life Insurance.

Peter Pyburn 2011 Buying Life Insurance Online