New Bond

The process of finding the best bank with which to secure a bond can be complicated.
Unless you support your application correctly, you may find that the banks either decline your application or do not give you the best rate available.
In order to prevent this from happening, to simplify the process for you and to speed up the process, it is strongly advised that you use a Bond Originator.

Bond Originating.

The bond originating business is big business in South Africa today and most bonds are placed this way. A bond originator is a bond broker. They present your bond application to all the banks and are paid commission on successful bond applications. It is therefore in their interest to get you your bond! They do not charge for their work. With the complicated requirements of the banks, it is essential to use qualified bond originators. Bond Originators do have concerns, especially if you go direct to them.
There are many Bond Originators and is difficult to build a lasting relationship with any one of them.
I have an excellent relationship with professional originator.

• You may find that an originator you use is only concerned with commission and they may damage your further chances with another bank when they submit your application. They may only be concerned with getting that one bond through. Some do whatever is necessary on your behalf without thinking about the future consequences for you. Unfortunately, you will only discover this when you apply for another bond or when you try to refinance and find that the originator you originally used is nowhere to be found.

• Some originators will submit your proposal to as many banks as possible and although you will get your bond, the damaged done with the banks may result in you not being able to get another bond in the future.

• Some originators are prepared to give kickbacks to developers and estate agents. By using them, you are now “forced” to use a specific bond originator. Otherwise you cannot get a bond. This is conditional selling and it is illegal! You should always be free to select your own bank or bond originator.

The success of our methods in getting your bond depends upon originators following strict rules.
To this end, it is highly recommended you work through our offices.

Should you wish to investigate a bond, please complete the BOND ENQUIRY FORM and send it to me.

Don't leave your concern here. Call me for advice - no obligation!

Especially if you are Looking for a New Bond.