©Peter Pyburn 2010 Hospital Only Plan Claims?ARE YOU CONSIDERING A HOSPITAL ONLY MEDICAL AID?
Many members are investigating the option of a Hospital Plan only medical aid as medical aids are so expensive.
I have always done this - had the FEDHEALTH Medical Aid PRIVATE HOSPITAL PLAN - and paid my out of hospital costs myself.If you are considering this as a change, JUST LOOK AT THESE BENEFITS;
The hospital plan offers...
- FULL PRIVATE HOSPITAL cover on all options for accident, injury and normal pregnancy - specialist treatment included - at hospitals of your choice!
(Many plans force you to use a network of hospitals)- No overall limit in hospital, except for certain interventions which are based on case management protocols.
(Many plans severely limit total hospitalisation)- Day ward, day clinic and even some treatments in your doctor's rooms are paid!
(Many plans force you to pay an excess or cover from your day-to-day benefit.)- Specialised Radiology, MRI/CT scans are paid by the scheme, whether the procedure is performed in hospital or not.
(Many plans force you to co-pay for diagnostic scans - even when done in hospital!)- Specialists paid at private rates for accident, injury and normal pregnancy!
(The leading medical aid will significantly short pay your claim if you don't use providers linked to them!)- 24HR trauma casualty paid.
(Few schemes pay for this treatment, it is normally taken from your savings!)- Post hospital procedures, like physiotherapy, x-rays, occupational therapy, radiology, pathology, oxygen and blood tests, are covered for 30 days from date of discharge!
(We know of no other scheme offering this benefit.)- 7-days of medicines on discharge are paid.
(Many schemes use your day-to-day savings.)- 56 chronic conditions covered!
- Safety net on all plans - even the hospital only plan! Help if your day-to-day costs are excessive!
(No other medical aid offers this on a hospital plan!)
THIS IS THE BEST BENEFIT!!- Professional, adventurous, extreme and hazardous sports and pursuits covered! So, injure yourself at club rugby and it's paid. No excuses!
(Not like some leading medical aids who have to decide whether to pay when you claim!)- Child rates for dependent children till 27!A significant premium saving. (Few schemes offers this!)
- Medical evacuation across the WHOLE of Africa!
(Other schemes limit this cover)- 10-million International Travel Cover!
- Cosmetic surgery! Interest-free loans for selected elective surgery procedures like cosmetic surgery, bat ear, nose surgery, liposuction, laser eye surgery or teeth whitening!
(No other scheme offers this)- Immediately upgrade your plan on diagnosis of a serious ailment, marriage or the birth of a child!
(Other schemes only allow changes in January)- Certain oral contraceptives paid by the scheme.(Few plans offer this benefit.)
- Trauma counseling - providing emotional and practical support in the aftermath of a traumatic incident like crime or a motor vehicle accident!
- Contributions paid in arrears!
- 6-month's contributions paid on the death of the principle member!
- Significant membership growth!
(Many schemes are in decline!)- FREE Pet medical aid cover - when your pet has an accident!
- Access to My Wellness, a website dedicated to your health and wellness!
- Fast, easy and simple electronic application and management services!
I can tell you that you will not find these benefits - for this price anywhere.
- SINGLE MEMBER = R 1,175
- MEMBER + ADULT = R 2,051
- MEMBER + ADULT+ CHILD = R 2,411
- MEMBER + ADULT+ 2 CHILDREN = R 2,771
I then paid the difference in premium - between this private hospital plan and my old comprehensive medical aid - into my access bond.
I could then use this as backup for high out of hospital costs.
I SAVED A FORTUNE IN BOND COSTS!
(Please note this needs great self-discipline to do - so don't try it is you can't manage your costs!)
You can use a bank savings account if you wish?INTERESTED?
PLEASE TELL ME HOW MANY ADULT AND/OR CHILD MEMBERS YOU WANT COVERED and I'll email you a quote.
Yes, please contact me.
