WHY ME?

ONE hundred years from now It will not matter What kind of car I drove What kind of house I lived in How much money I had Nor what my clothes looked like. But one hundred years from now The world may be a little better Because I was important In the life of another.

I am an Approved Financial Life Planner. (FSP Licence # 2995.)
I am registered with the Life Offices Association, Life Underwriters of South Africa, Masthead, Independent Brokers Council, Council for Medical Schemes and am an Associate of the Financial Planning Institute, a Member of the Institute of Marketing Management and the Bryanston Brokers Association.

We all have goals in life, whether you actively pursue them or not.
Goals as diverse as loosing weight to retiring wealthy.
And throughout your life, you will make decisions that affect your lifestyle today and in the future. Invariably, that comes with some sort of financial implication.

I work with my clients to help them understand the financial implications of those life decisions that they make. TOGETHER we build a personal financial plan to reach the goals they have set.

WHY USE ME?
In a nutshell - have you tried to get effective, personal and caring service from a call center?
I am NOT a call center - phone me and you speak to me directly!
Almost always with no wait! So you decide.

And I'll bet my rate is better than any other quote!Try me!

Should You Do Your Own Financial Planning?

The Internet is full of self-help calculators and advice on personal financial planning. Whilst it will be of great benefit for you to read up on the subject, over-information can also be as stressful as no information at all! If you are serious about financial planning, you need to create as sound a foundation as you can. If you do not start your plan carefully, you will land up with problems later on. So, seeking help from someone like myself will be money well-spent because;

• You can't possibly have the knowledge a professional financial planner has. After all it is his or her career and with the new legislation in place, you can be assured the information you get is sound.
• A second opinion costs very little, but without it could cost you a lot!
• You may not have the necessary time to spend on researching your plan. There are many aspects you need to consider and to learn about them, then implement them takes a great deal of your time – time you can far better spend elsewhere.
• You want to formulate a plan, but don't know where to begin.

My clients and I form a partnership that works hard on decisions that will affect their money and savings issues. It is easy as an adviser, to get caught up in helping clients accumulate and manage their financial assets; so that we forget that it is not what money is ...but what money does that is important!

I base my service to clients on helping themunderstand the path that they want their lives to take and then helping them consider the financial implications of their lifestyle decisions.

To effectively accomplish my financial planning approach, I insist on fully understanding your life plan first. At our free initial meeting you will be taken through a process that will help you share your important life goals with me, so I can better understand how to create a unique financial plan for you.
I trust you will find my emphasis on tying your money to a much larger life-planning picture, to be more relevant in helping you reach your life goals.

Life and Disability - I can source the lowest cost cover, so you can protect both your income earning potential and your family's financial future in the event of death or disability.

Investments - I help my clients manage their assets, so that they will maximise the amount of money they have to enjoy the life they want.

Estate plan - I provide my clients with plans to let them grow, preserve and pass on as much of their assets as possible to those who are the most important to them.

Retirement - I give my clients access to vehicles that will let them build as much of a retirement nest egg as they can, so they will enjoy their futures.

Post Retirement - I help structure secure income generating plans to enable my clients to fully enjoy their retirement years. This also involves lifestyle planning.

Illness - I work with my clients to ensure that they understand some of the challenges of getting older and that they plan ahead to ease the burden of those that they love.

Bond - I can assist you to find a substantially better bond rate. And show you how to unlock the possible equity in your home.

Debt - You may be concerned about your level of debt. I can assist you in consolidating your debt and easing your burden.

My goal is ultimately to help you build and preserve your wealth.
To empower you to make your own financial planning decisions and through that process, make you a better investor - improving your life. After all, it's your money; that's why I take the time to understand what exactly it means to you.
I can then recommend strategies as carefully as I would with my own.

Markets are at best unpredictable, that's why I approach my recommendations with little emphasis over the short-term and focus primarily on the long-term. If you stay focused and committed to your plan, your chances of success increase dramatically, and that's the most sound advice I can give anyone!

My role is to facilitate the process of defining a financial strategy for you and your family.
I then recommend various solutions and investments options for you, based on your financial plans and goals.
What I will not try to do is to persuade you to make decisions; I will provide you with the necessary information and insight, so you you'll be able to make informed decisions.

If we work together in the spirit of mutual trust there is nothing we can't accomplish.
And, perhaps the most important thing is; you won't have to worry anymore!

If this is the type of financial advisor you want to work with, then CALL me today!

What to expect from your appointment.

I will need to ask some probing questions and need to see certain documents, like tax returns, your company pension plan, your investments, policies, will and so on. Without them I cannot do a thorough, personalised analysis for you.
I need to understand what you value in life and where you wish to be in the future. Your long and short-term goals, what you want in the future that you do not have today, what financial protection you have in place, what your risk appetite is, what you want in retirement and more.

What to expect from your analysis.

You will know where you are today and what you need to consider to grow and protect your wealth.
You will have an indication of the risk you will feel comfortable taking and what type of investments and assets you can consider to balance your risk, reward and time frames.
It will identify concerns and threats that could affect your future and recommend strategies to address these to protect both you and your loved ones. Death, disability, illness, tax and inheritance planning.
It will be a personally customised plan to ensure you immediately benefit. It will set out the steps you can take to move forward and how to monitor your progress.

I have a regular email letter that I send out. It covers many aspects of your financial life, from managing debt to refinancing your property. It's a thought provoking letter that supports you on your road through life - not just financial information! If you would like to receive a copy, please email me to get one. I promise that your address will not be given to any one else! No SPAM will ever come about as a result of your subscription! Please send me your informative newsletter on personal finance matters.Yes

Don't leave your concern here. Call me for advice - no obligation!

pyburn@peterpyburn.co.za