Fedhealth Medical Aid

Fedhealth Medical Aid
FEDHEALTH MEDICAL AID IS A REAL MEDICAL AID AND THE BEST MEDICAL AID AVAILABLE!
JUST ASK YOUR GP OR LOCAL HOSPITAL - THEY'LL AGREE!

We KNOW so! Just take a look at this;
No Overall annual limit hospital cover on all plans - specialist treatment included - at private rates at hospitals of your choice with the Medway Top Up!
(Other medical aid plans do not pay private rates in hospital. Some force you to use certain hospitals only and some limit overall hospitalisation)
Specialists paid at private rates for qualifying hospitalisation. (Other medical aid plans do not pay private rates for specialists)
In and out of hospital, specialised radiology (MRI and CT scans) paid for. (Other medical aids have co-payments or benefit limits)
30 day post hospital benefit for certain treatments like physiotherapy /occupational therapy, radiology/scans, x-rays and oxygen are paid for! (Not offered by other schemes)
More than 60 selected procedures performed in a day ward, day clinic and doctor's rooms paid! (Your savings last longer)
Upgrades to a higher option at any time of the year on diagnosis of a life-threatening condition, dread disease, or any of the chronic conditions covered by the scheme and on marriage and pregnancy! (An advantage that no other scheme allows)
Holistic disease management programmes for diseases such as diabetes, AIDS and cancer at NO COST!
Trauma counselling - providing emotional and practical support in the aftermath of a traumatic incident like crime or a motor vehicle accident!
7-days worth of take-home medicines.
Cover for professional, adventurous and extreme sports for example scuba diving, skydiving, bungee jumping, hunting and mountaineering SPECIFICALLY INCLUDED!
Child rate for dependant student children up to 27 years of age! (This could result in a saving of up to R18,000 a year)
Pay in-hospital dentistry and anaesthetist costs for children under 8! (The leading medical aid pays nothing)
Oral contraceptives paid (Not offered by any other scheme)
Few chemist co-payments! (Where else will you get this benefit)
Homeopathy and naturopathy paid!
56 Chronic conditions covered!
Day-to day savings that you can spend as you wish! (Few restrictions as with other medical aids)
Safety net benefits on all plans (INCLUDING THE HOSPITAL ONLY PLAN) - security in case of uncontrollable out of hospital costs!
One of the few schemes to have shown significant membership growth!
Contributions paid in arrears!
Fast, easy and simple electronic application and management services!
Administration by Medscheme!
6 month premium waiver on death of principal member!
Up to R1,500 cover if your pet has an accident!
Grown up child dependant can transfer to their own membership without underwriting!
Interest free loans for cosmetic procedures like laser eye surgery, liposuction and teeth whitening. (Not offered by any other scheme!)
10 Million International Travel Cover!
Emergency evacuation throughout Southern Africa - not like some medical aids who exclude countries!
And best of all...24 HR trauma related casualty ward treatment is paid!
The Plans...
Maxima Plus - designed to cover members with high cost conditions, both in and out of hospital. Offers the highest level of cover in the Fedhealth. Private rate in hospital of your choice. No overall annual limits, but some co-payments for diagnostic scopes, wisdom teeth. Selected procedures in day clinics and doctor's rooms are paid. In and out of hospital MRI/CT scans paid. 24 HR trauma related casualty cover. 56 chronic conditions. Safety net, if out of hospital funds used and you reach your threshold.
Maxima Standard - excellent, value for money option for young and healthy families, offering hospital benefits and out-of-hospital cover. Accident, illness and maternity hospitalisation at Private Rates in hospital of your choice. Other at 200% of medical aid rates. No overall annual limits, but some co-payments for diagnostic scopes, wisdom teeth, joint replacements and hernia procedures. Some sub limits per brochure. Selected procedures in day clinics and doctor's rooms are paid. In and out of hospital MRI/CT scans paid. 24 HR trauma related casualty cover. Safety net, with 20% co-payment, if out of hospital funds used and you reach your threshold. 56 chronic conditions according to a comprehensive formulary of medicines.
Maxima Basic - value for money option offering comprehensive hospital benefits, with a measure of day-to-day cover. Accident, illness and maternity hospitalisation at Private Rates in hospital of your choice. Other at 200% of medical aid rates. No overall annual limits, but some co-payments for diagnostic scopes, wisdom teeth, joint replacements and hernia procedures. Some sub limits per brochure. Selected procedures in day clinics and doctor's rooms are paid. In and out of hospital MRI/CT scans paid. 24 HR trauma related casualty cover. Safety net, with 20% co-payment, if out of hospital funds used and you reach your threshold. 56 chronic conditions according to a restricted formulary of medicines.
Maxima Core - cost-effective option for healthy, low-risk individuals who need hospital cover ONLY. Accident, illness and maternity hospitalisation at Private Rates in hospital of your choice. Other at 200% of medical aid rates. No overall annual limits, but some co-payments for diagnostic scopes, wisdom teeth, joint replacements and hernia procedures. Some sub limits per brochure. Selected procedures in day clinics and doctor's rooms are paid. In and out of hospital MRI/CT scans paid. 24 HR trauma related casualty cover. Safety net, with 20% co-payment, if out of hospital funds used and you reach your threshold. 56 chronic conditions according to a restricted formulary of medicines.
All out of hospital costs are paid from your savings benefit.
Savings accounts are interest-bearing and credit is advanced upfront according to the months remaining in the benefit year.
Any Savings balance at the end of the year will be carried forward to the following benefit year. (except Maxima Basis)
If you run out of savings ...Safety Net Benefit
The Safety Net pays for out of hospital expenses once you reach a fixed rand amount called the Threshold.
The annual Threshold is dependent on the size and composition of the family.
Added Benefits
Optional In-Hospital Top Up (INCLUDED IN YOUR QUOTE!)
Most medical aids have reduced the in-hospital and specialist practitioner benefit rates to 200% of medical aid rates. These private providers can charge what they want. Some charge more than 500% of medical aid rates! Generally, actual hospital costs like ward, theatre and medicines are charged at a lower than private rate.
This means your private hospital bill can be significantly SHORTPAID where your scheme pays medical aid rates.
What can you do?
GAP CARE provides cover for in-hospital associated services rendered by a medical practitioner who charges above the medical aid rate - subject to a maximum of 500% of medical aid rates.
Chemo- and radio therapy for treatment of cancer and kidney dialysis as an outpatient are covered.
Certain traditional hospital procedures performed in doctors room (eg scopes) also covered.
And you will get:
A cash payout of R10 000 to the surviving dependants in the event of the accidental death of the main member, spouse or children.
A cash payout of up to R10 000 per person per annum to cover for in-hospital expenses in event of accidental injury to main member, spouse or children.
Trauma counselling - providing emotional and practical support in the aftermath of a traumatic incident like crime or a motor vehicle accident!The ONLY plan to offer cover for elective enhancement surgery
YES, for those who currently have to live with a disfigurement such as otoplasty (ear pinning) or rhinoplasty (nose job)and those who are attracted by the cosmetic surgery opportunities such as breast reductions or enhancements, liposuction, and teeth whitening - The only scheme to offer finance at 0% interest for procedures that can only improve your quality of life!
Medway's Unique Dental Cash Plan.You know how important it is to look after your teeth and gums!
Poor dental health can do a great deal of harm to your quality of life. But, increasing dental costs and additional family members may be making it extremely difficult for you to afford this vital dental treatment.
NO MORE - This Dental Plan will make a huge difference in your lives!
The plan will pay a pre-determined amount on the diagnosis of a wide range of conditions revolving around dental care and oral health. From small events like fillings all the way through to your children's braces for misaligned teeth as well as serious events requiring major surgery and medical intervention such as cleft pallets and oral cancers.
It is NOT a medical aid. It is an insurance policy that will provide you with an instant cash sum to assist your with dental claims. You can use the money as you wish!
Africa Evacuation benefit - medical emergencies in any African country requiring medical evacuation to South Africa, after a 90-day period, is covered.
Europe Assist.
This unique benefit is available to all members. You contact Europe Assist for a range of emergency services, including;
Ambulance transfer or emergency evacuation
Transfer of life-saving medication and emergency blood
Repatriation to hospital closer to home
Repatriation of mortal remains
Emotional and telecounselling.
Fedhealth Baby - FREE managed care program offering expectant mothers a complete maternity benefit, before and after birth.
Cover when your pet has an accident! Cover up to R1500 per year per membership, irrespective of the number of dogs and/or cats in the family.
Does your Medical Aid LIMIT benefits?
Fedhealth rated number 1 for service - 27th November 2009
Fedhealth, the fourth largest medical scheme in South Africa, has been rated number one for service in a recent survey by ThinkMoney.co.za, an online independent financial comparison website which compares a range of financial products including personal banking products, loans, insurance and medical aid.
The research has been carried out over the last two and a half years and the results are particularly relevant at a time when most South African consumers are making decisions about whether to switch medical aid plans in 2010. The research clearly shows that members rate the service their medical aid offers as just as important, if not more so, than the price.
Fedhealth came in at the top and scored a healthy 3.99 out of 5 for service.
This score was a combination of the best service, best payouts process and best level of cover (for your money), as voted by subscribers.
Added to that, 76% of those currently with Fedhealth would recommend it to friends and family. Fedhealth also scored the lowest amount of complaints compared to the rest of the schemes.
So, now can you really say FEDHEALTH MEDICAL AID is not worth investigating?

WANT TO JOIN FEDHEALTH MEDICAL AID SCHEME?
Complete the NO OBLIGATION FEDHEALTH MEDICAL AID ENQUIRY FORM NOW!
Or go here for a FEDHEALTH MEDICAL AID APPLICATION
PS. If you work for a company, pass this onto your HR department. I'm am sure that FEDHEALTH can save your company substantial money. And won't that look good for you!

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Investigate the Fedhealth Health Medical Aid.

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