Peter Pyburn 2012 Discovery Health Medical Aid Scheme2012 DISCOVERY HEALTH MEDICAL AID
Discovery Health is the largest medical aid and negotiates better rates at hospitals and doctors for you! They invented the New Generation Medical Scheme that lets you take control of your health and manage your day-to-day spend.
Every plan offers you private hospitalisation, chronic medicine, and out-of-hospital cover.
AA+ Global Credit Rating and R 7 billion in reserves offers unqualified security for you!What DISCOVERY HEALTH MEDICAL AID offers you...
HOSPITAL COVER
- No overall annual limit any private hospital you choose! (depends on your plan's benefits and limits)
- Use associated specialists and your claims are paid in full!
- Emergency cover!
- Use a Network of hospitals and get discounted premiums!
- Hip, knee, shoulder prosthetics are fully paid
with associated suppliers!- Access to new generation medication and medical technologies as well as overseas benefits!
- Trauma benefits!
- Unlimited defined Dental and Oral surgery procedures - no co-payments!
OUT OF HOSPITAL
- Saving funds are used to pay these costs with some plans offering a safety net if funds are used!
(Network plans offer unlimited basic day-to-day benefits at preferred providers)
- If your savings are used, consult a network GP or lab (certain plans only) and consultation fees and pathology tests are paid!
- Safety net
available if savings are used up!- Unused savings roll over to your following year!
- Scopes done in doctors rooms, paid by the scheme!(excludes KeyCare)
- Unlimited defined Allied Therapeutic benefit - like physiotherapy, chiropractor, homeopath, psychologist!
CHRONIC MEDICINES
- Chronic Medicine for PMB conditions and additional conditions on higher plans!
- If you use a medicine - not on the list - you still have a portion of your claim paid!
- Free home medicine delivery!
- Unlimited excellent cancer treatment!
(20% co-payment when plan limit exceeded - excludes KeyCare)
OTHER UNIQUE BENEFITS
- Preventative tests at network providers like blood glucose, blood pressure, cholesterol, BMI, Pap smear, prostate and HIV paid!
- Support programmes for cancer, diabetes and Aids.
- Unique supplementary Cancer Protector protection
policy provides monthly expense cover, care coordination, and medical savings boost in the event of any member of a family being diagnosed with cancer, as well as a medical premium waiver benefit!- Emergency care through Discovery 911!
- Cover for emergency medical evacuations in sub-Saharan Africa and for medical emergencies when travelling internationally!
- FREE medicine home delivery service!
- Integrated Care Unit, to coordinate care for members with multiple chronic illness conditions and who are at an elevated risk of medical complications!
- Cellphone Provider Search tool gives you the ability to search for a GP, pharmacy or hospital anywhere in South Africa from your cellphone.
- The industry-leading Vitality wellness program gives you the tools and rewards to be healthy.
- A fully functional VISA credit card to help you fund your day-to-day health care costs.
Vitality - A truly superb wellness benefit. The tool you need, to be rewarded for being healthy!
Get points for using Vitality and your benefits increase.
Vitality also provides access to a network of health care professionals for fitness assessments and health screenings - which, if done, boost your points.
SUBSIDISED GYM FEES!
- HEALTHY FOOD DISCOUNTS!
- SHOPPING DISCOUNTS like Clicks, Stuttafords, Nandos, Totalsports, Adidas!
- TRAVEL DISCOUNTS!
- DISCOUNTED INTERNET AND MOVIES!
In-Hospital Top Up Most medical aids have reduced their in-hospital and specialist provider payments!
They have also added co-payments for certain in-hospital procedures!This means your private hospital bill can be significantly SHORTPAID where your scheme pays medical aid rates.
You really need to consider this excellent TOP UP and GAP COVER plan!
Discovery Card - the credit card that rewards you for being healthy!
It's the VISA credit card that gives you cash back, helps you save on dream holidays, allows you to earn travel miles and protects your wellbeing. Creates powerful incentives which reward you for taking care of your health. Your rewards are based on your Vitality status - the healthier you are, the greater your reward! Get shopping discounts and boost your Vitality points!Supplementary Savings Facility enables you to fund your out-of-pocket medical expenses through your DiscoveryCard or through the pre-funded Health Plan Account.
(Remove the administration, payment and reconciliation hassles you face when you have to settle accounts with healthcare professionals)Health Plan Account - set funds aside for your unexpected health expenses and get:
Reduce your Discovery Life premiums based on your Vitality status and DiscoveryCard spend!
- interest free credit for six months on a negative balance
- very high interest rates on positive balances
- a facility into which Health Dividends can be paid
- the ability to withdraw funds
- if you have a credit balance (your total contributions less claims balance is positive) in your Health Plan Account, you'll earn Health Interest according to your Vitality status.
Health Plan Protector
Protect your medical aid if you suffer a life-changing event! Medical aid is expensive! The chances are you pay more for medical aid than your life insurance. What would you or your family do if you died or were disabled and lost your income?
The Health Waiver will take over the payment of your medical aid contribution for up to 10-years if this happens to you or your spouse.
Provides a tangible benefit for managing your health by giving you back "unused" health plan risk contributions!
Don't become a statistic - for a premium as low as R200 per month you can ensure you can afford your medical aid!
GO HERE TO LOOK AT OTHER MEDICAL AIDS!
So, now can you really say that DISCOVERY HEALTH MEDICAL AID is not worth investigating? Especially the Keycare option - one of the fastest growing plans in the country!
Do yourself and your loved ones a favour - CALL ME NOW!
Or complete the NO OBLIGATION DISCOVERY HEALTH QUOTE FORM and mail it to me NOW!
Or go here for a DISCOVERY HEALTH APPLICATION
PS. If you work for a company, pass the Discovery Health Medical Scheme onto your HR department. I'm sure that Discovery Health can save your company substantial money. And won't that look good for you!
Consider the Discovery Health Medical Aid Scheme.