Disability Insurance - Is it really necessary?
There is no doubt that your greatest asset is your ability to work and earn an income.
Suffering long-term sickness or injury will prevent you earning an income, financially crippling you and your loved ones and making you dependent upon others.
Over an average working lifetime, you could earn in excess of R14,000,000!
So, your earnings are vital to both you and your family's continued financial security.What will you and your family do if your income stops through disability?Who will have to support you and your family, for the rest of your lives?Will your spouse be able to support you on one salary?How will they manage?How will it affect your family's current lifestyle?And what can they do to protect you, if they die before you?Worse still, if you are single, who will you then depend on? Your parents?A huge responsibility that no one should have to bear.
But;
You could also loose all your current assets and investments.You could also loose your family home and your pension saving plan.Will your children be able to stay at their school?Your life could change for the worse.
And a disability lasts for the rest of your life!
Disability can happen at any time, to anyone - regardless of race, religion, gender or profession. It is not selective!
Your need for disability insurance becomes even more important if you have other people outside of your immediate family, like an elderly parent who depends upon you for income.
A situation that is too frightening to contemplate - but that can so easily be prevented!
| Surely it makes sense to secure your income earning potential? |
After all, you insure your house, car and other assets, which don't come anywhere near your income earning potential.If you are managing to survive on your salary... how will you survive without it?
If you can't afford the insurance premium, you sure can't afford a disability!
You have a;
1 in 1200 chance you may have to claim for fire or theft in your home1 in 250 chance you will damage or have your car stolen.1 in 8 chance you will suffer a disability before age 65.One year of disability can wipe out 10 year's worth of savings.
More homes are lost through disability than death.
If you would like an indication of how little Disability Insurance will cost,
please complete the Write to Me request form and send it to me.I will reply with some values for you - NO OBLIGATION! |
Sometimes people become disabled due to injuries received in a car accident. And sometimes it's a simple matter of getting hurt while participating in sports, or improving your home over a weekend. A very common injury that can cause you to become unable to work, is a back injury. And back injuries can happen simply by moving furniture, working in a garden, or fixing a leak in your roof.
Other people become unable to work due to an illness or the onset of a disease: Like diabetes, stroke, or heart attack. And even pregnancy can cause some females to become unable to work: If the pregnancy develops other complications that require the woman to stay in bed, she is unable to work.
This can happen to you too.
Unfortunately, people often assume that just because they're healthy, they can't become disabled.
And that's simply not true. Accidents happen.
So being healthy doesn't usually have anything to do with whether you become disabled or not.
Your lifestyle is determined by the income you earn. Take away this income and you are in deep, deep trouble! Only two things produce an income;
People at work.Capital at work.If you cannot work anymore and like many, don't have the capital saved, you'll need another source of income.
Disability Insurance is the only way to IMMEDIATELY have access to a large, tax-free lump sum if you suffer a life-changing event.
Investments take too long to build up. You need protection NOW!
Have you prepared for the possibility of this happening to you?
FREE REPORT!
Still not sure if you need Disability Insurance?
For a limited period I will send you the FREE REPORT,
Why You Need Disability Insurance.
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